Personal Injury attorney Mission Valley: What you must not say to an insurance adjuster?

 

When communicating with an insurance adjuster in a personal injury case, it's important to be cautious about what you say. Insurance adjusters work for the insurance company, and their primary goal is to minimize the amount of money the insurance company needs to pay out for your claim. A personal injury attorney Mission Valley can offer you guidance as to how to deal with the insurance adjuster.

Here are some things one must avoid saying in front of an insurance adjuster:

Admitting fault

Even if you believe you might have contributed to the accident, avoid admitting fault or taking full responsibility. Determining fault is a complex process that involves investigation and legal analysis.

Speculating or guessing

Stick to the facts you are certain about. Avoid speculating about the details of the accident or the extent of your injuries. Providing inaccurate or uncertain information could potentially harm your claim.

Downplaying your injuries

Don't minimize the severity of your injuries, even if they seem minor at first. Some injuries may worsen over time or have delayed symptoms. Let a medical professional determine the extent of your injuries. It is always good to seek the guidance of an attorney to determine the losses you have faced due to personal injury.

Giving a recorded statement without legal advice

Insurance adjusters might ask for the recorded statement. It's generally best to consult with a personal injury attorney Mission Valley before providing any recorded statements. Anything you say might go against you later.

Settling too quickly

Avoid agreeing to a quick settlement offer without fully understanding the extent of your injuries, the potential long-term effects, and the full value of your claim. Once you accept a settlement, you typically cannot ask for more money later.

Discussing your activities or social media

Be cautious about discussing your daily activities or posting on social media while your claim is ongoing. Insurance adjusters might use this information to challenge the severity of your injuries.

Remember that while it's important to communicate with the insurance adjuster, your main priority should be protecting your rights and interests. Consider consulting a personal injury attorney Mission Valley who specializes in personal injury cases to ensure you're making informed decisions throughout the process.